Parcel-level flood risk reports for Florida coastal properties — FEMA zone, Base Flood Elevation, storm surge exposure, claims history, and insurance estimates delivered as a professional PDF within 2 hours.
Live data from FEMA · USGS · NOAA · OpenFEMA
The Report
Six data sources synthesised into a clear two-page PDF — no GIS software, no FEMA map interpretation required.
Official NFHL zone designation (AE, VE, X) and Base Flood Elevation in feet NAVD88, pulled directly from the FEMA National Flood Hazard Layer.
Hurricane Category 1–4 inundation depth estimates at your specific parcel using NOAA SLOSH modelling and NHC Gulf-coast category scaling factors.
Total NFIP flood insurance claim count and cumulative payouts for the census tract — a direct measure of historical flood frequency in the area.
Annual premium ranges for both NFIP and private market flood insurance, calibrated to zone designation, freeboard, and structure value.
A 1–10 risk rating derived from zone type, freeboard, claims volume, and surge exposure — colour-coded LOW / MODERATE / HIGH for instant interpretation.
Automatic 50-metre buffer check against the FEMA NFHL. Properties near zone boundaries with differing BFE values are flagged with an elevation certificate recommendation.
Who Orders Reports
Flood zone maps were designed for engineers. These reports were designed for the deal table.
Sample Report — Siesta Key, FL
Illustrative — actual report for 8800 Midnight Pass Rd, Siesta Key
The Process
No account required. No GIS expertise needed. Just a property address.
Enter any Sarasota County property address on the order form. We confirm the parcel against the Sarasota County Property Appraiser database before running the analysis.
Our pipeline queries six live federal APIs — FEMA NFHL, USGS elevation, NOAA storm surge, OpenFEMA claims history, and more — and assembles all data into your report.
A two-page professional PDF lands in your inbox within 2 hours, ready to share with clients, lenders, or closing attorneys.
Data Sources
The same underlying sources used by flood insurance underwriters, FEMA-certified floodplain managers, and coastal engineers — accessed via live API at the moment your report is generated, never cached or estimated.
FAQ
Everything you need to know before placing an order.
We currently cover Sarasota County, Florida, including all incorporated municipalities — Sarasota, Venice, North Port, and unincorporated areas including Siesta Key, Casey Key, Manasota Key, and Englewood.
We are expanding to Manatee County (Bradenton, Longboat Key, Anna Maria Island) and Charlotte County (Port Charlotte, Punta Gorda, Boca Grande) shortly. Email us at orders@coastalfloodrisk.com to be notified when your county is available.
Reports are typically delivered within 2 hours of order submission, and usually considerably faster. Our pipeline queries live federal APIs and generates the PDF automatically — there is no manual processing queue.
During high-volume periods or if a data source is temporarily slow, delivery may take slightly longer. If you haven't received your report after 2 hours, email orders@coastalfloodrisk.com and we'll follow up immediately.
Some newer subdivisions, vacant lots, or non-standard addresses may not resolve in the Sarasota County parcel database. If your address isn't found, we'll contact you within 1 hour to confirm the correct address or parcel ID.
You can also speed things up by including the parcel ID from the Sarasota County Property Appraiser's website (sc-pa.com) in your order notes. No charge is applied if we can't locate the parcel.
No. This report is an informational analysis derived from publicly available federal datasets — it is not an official FEMA flood zone determination, an elevation certificate, or a Letter of Map Amendment (LOMA).
For lender-required flood determinations, a Standard Flood Hazard Determination Form (SFHDF) must be obtained from a certified flood determination provider. For property-specific BFE confirmation, an elevation certificate from a licensed surveyor is the authoritative document.
Our report is designed to inform that decision — giving you the data to know whether a formal determination or elevation certificate is worth pursuing before you order one.
See the full disclaimer in the footer below.Payment is collected securely at checkout via credit card, Apple Pay, or other methods — powered by Stripe. After completing payment you'll receive a confirmation and your report will be delivered to your email within 2 hours. Questions? Email orders@coastalfloodrisk.com
A $175 report can surface a $30,000 insurance surprise or a flood zone boundary issue before it becomes your client's problem.
Order a Report — $175